Website Disclaimer Policy and Terms of Use

By using this website, you are agreeing to our Terms-of-Use, Disclaimer Notice and Privacy Policy. These govern relationship with you in relation to the use of this website.

If you do not fully agree to the terms, please do not use this website or any services offered by this site.

The information contained in this website is for general information purposes only. The information is provided by and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. It is therefore your responsibility to read third-party sites policies before making use of such sites.

Every effort is made to keep the website up and running smoothly. However, takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.Unless credited otherwise, all materials on this website are copyright of None of the website contents may be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way without our prior consent. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

The information/contents contained in this website are for general information purposes and can be changed or removed at any time without notification. All information on this website should not be regarded as other than opinion.

By using this site and the information contained herein you agree that you will hold harmless website author and (this web site) and any commercial merchant partners during the course of utilizing the contents of this site.

The author and this web site assume no liability for any loss or damage by any parties, including without limitation, indirect or consequential, or any loss or damage whatsoever arising out of any inaccuracies or errors, and loss of data or profits arising out of or in connection with the use or misuse of this web site, or any linked website. has no control, nor regulate policies of third-party sites accessible via links present on our website, whether these being advertisers' links, product/affiliate links to online retail stores, or links to reference sites, product or service information.

The inclusion of such links to third-party sites does not necessarily imply a recommendation or that we endorse the views or claims expressed within the linked sites. Nor is responsible for the accuracy or content of information of linked sites, or availability of linked pages.

Any use of individual and or personalized advice initiated via the feedback form is offered with no guarantee or warranty. The user agrees no liability is assumed by the author during use or misuse of the advice and opinions as given by the author. reserves the right to amend its policies as necessary at any time.

Ken 3/22/2011

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